Regulation & Compliance
The New Compliance Trinity: Regulations, AI and Trust
For decades, regulatory compliance within financial institutions has been defined by a familiar rhythm: interpreting new rules, updating policies, remediating gaps, and responding to supervisory findings. This reactive model, while imperfect, was largely s
APAC in 2026: A More Proactive, More Complex Compliance Landscape
As Asia-Pacific (APAC) financial institutions look toward 2026, one theme is becoming impossible to ignore: the region’s regulatory and commercial environment is moving faster, becoming more assertive, and demanding greater foresight from firms.
55 Years of Financial Transparency: Revisiting the Bank Secrecy Act
On October 26, 1970, the U.S. Congress enacted the Bank Secrecy Act (BSA) - also known as the Currency and Foreign Transactions Reporting Act - marking a watershed moment in financial regulation. The goal: require financial institutions to assist law enfor
The Future of Sanctions and Regulation in Energy and Commodities
The energy and commodities sectors are increasingly exposed to growing risks related to sanctions and due diligence requirements. This trend is driven by a combination of geopolitical tensions, regulatory changes, and the global push for transparency and a
KYC vs KYB: What’s the Difference?
Financial institutions must adhere to stringent compliance regulations to prevent financial crimes, including money laundering, terrorist financing, and other illicit activities. Two key processes in this domain areKnow Your Customer (KYC)andKnow Your Busi
How to Break Through Data Silos in Banking with Automated Transaction Monitoring
These silos occur when crucial information is confined to specific systems, departments, or processes, creating inefficiencies that hinder compliance efforts. For banks and financial institutions, this problem is particularly acute when managing regulatory
How to Enhance Compliance and Risk Management in Loan Origination
Managing loan risk is an essential part of the loan origination process. It includes evaluating and reducing possible risks that could affect the financial stability of both the borrower and the lender. In the2024 regulatory environment, stringent complian
5 Predictions for 2023 for Financial Institutions
2022 was a momentous year for banks, fintechs and other financial institutions (FIs), with the sector facing nearly $4.2 billion in enforcement actions for regulatory compliance failings. In our annual financial institutions fines research, Fenergo reporte
The CFPB’s New 1071 Rule
In the United States, financial institutions (FIs) are preparing to comply with new rule introduced by theConsumer Financial Protection Bureau(CFPB) has introduced a new rule, 12 C.F.R. Part 1002, implementing Section 1071 of the Dodd-Frank Act.
We Need Tougher Regulation to Avoid a Repeat of the FTX Fiasco
The sorry tale of FTX’s collapse is not so much a story of the crypto industry but more about the need for even tighter regulation. How could a company the size of FTX, which had more than one million users at its peak, operate for so long with no clear re
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